Stem Finance | Car finance

Tradies, Primary producers, Civil works & mining sectors, contractors, new ABNs welcome

Get back to doing what you do best

DISCUSS YOUR FINANCE OPTIONS WITH US TODAY

ASSETS WE FINANCE

We provide financing options for a wide range of assets tailored to your needs

Cars

A chattel mortgage is commonly used to to finance your vehicle and allows for

Vehicle ownership from day one so depreciation and GST on the vehicle can be claimed upfront
Freeing up of short-term cash flow without the high upfront costs of acquiring new assets as the cost is spread over the asset's useful life
Vehicle upgrades with affordable repayments over the life of the loan
Flexible repayment terms and multiple options at the end of the loan term (refinance, make a balloon payment, sale and buyback), allowing businesses to preserve their cash flow for variable costs and further business growth. Choose from 1 year to 7 year loan terms
Tax writeoffs and other tax deductions that allow businesses to save money on their tax bills, making it cheaper to invest in income producing assets. Have a chat to your accountant or financial advisor for advice relevant to your business.

ABOUT STEM FINANCE

Stem Finance is an Australian based asset finance brokerage that has the experience and expertise to offer a wide range of finance solutions tailored for growing businesses. We take the time to understand your business requirements and circumstances and match them to our large suite of lenders and products. Get in touch with us today by completing our enquiry form for an obligation free chat.

Our asset finance options have structured payments to fit with your cash flow needs with the option of reducing monthly payments by opting for a final lump sum – a balloon payment.

Financing older vehicles – trucks, cars, processing equipment. Old is gold with many vehicles and some equipment varieties, they were just built different. Speak to us about how we can assist with financing an older asset.

No or low documentation loans ensuring a fuss free application process so you can go back to doing what you do best- building the business.

Tax deductions may be available if the assets are used for business.

WHAT OUR CUSTOMERS SAY

Hear directly from the SMEs we've empowered and partnered with.

Mark, Vic

Stem Finance has been a valuable business partner, assisting in our growth and building a beneficial relationship over the years. We are excited about the future of our busiess and having an on call partner as a sounding board with some of our expansion and acquisitions.

Andrew, NSW

Stella was outstanding in securing finance for my company. Her professionalism, clear communication, and insight made the process stress-free. She delivered the perfect solution and I highly recommend her to any business seeking financial support.

Mary, WA

Stem Finance has been our trusted partner for equipment upgrades and acquisitions. Having a busy workshop, keeping downtime to attend to the paperwork to a minimum is essential—and Stella always takes care of things. She takes the time to understand our business and future plans, and as our dedicated point of contact, she anticipates and recommends the best route to funding. Working with her is seamless and reliable every time.